---
title: "What account types does Finotive offer?"
description: "High-level table of account products."
url: https://help.finotivefunding.com/en/articles/842-what-account-types-does-finotive-offer
collection: "Choosing the Right Account"
updated: 2026-11-06
language: en
---

# What account types does Finotive offer?

High-level table of account products.

Finotive offers several simulated account programmes. Each has its own objectives, risk limits, Reward Payment conditions, Reward Split terms, and rule consequences.

<table style="min-width: 25px;"><colgroup><col style="min-width: 25px;"></colgroup><tbody><tr><td colspan="1" rowspan="1"><p>Account typeSummary</p></td></tr><tr><td colspan="1" rowspan="1"><p>1-Step Challenge</p></td><td colspan="1" rowspan="1"><p>One evaluation stage before eligibility for Simulated Funded Status.</p></td></tr><tr><td colspan="1" rowspan="1"><p>2-Step Challenge</p></td><td colspan="1" rowspan="1"><p>Two evaluation phases before eligibility for Simulated Funded Status.</p></td></tr><tr><td colspan="1" rowspan="1"><p>1-Step Pro</p></td><td colspan="1" rowspan="1"><p>One Pro evaluation stage with Pro benefits after funded status, subject to Pro rules.</p></td></tr><tr><td colspan="1" rowspan="1"><p>2-Step Pro</p></td><td colspan="1" rowspan="1"><p>Two Pro evaluation phases with Pro benefits after funded status, subject to Pro rules.</p></td></tr><tr><td colspan="1" rowspan="1"><p>Instant Funding Standard</p></td><td colspan="1" rowspan="1"><p>Direct-access simulated funded account with no Challenge Phase and Standard conditions.</p></td></tr><tr><td colspan="1" rowspan="1"><p>Instant Funding Lite</p></td><td colspan="1" rowspan="1"><p>Direct-access simulated funded account with Lite conditions, 5 Minimum Profitable Days, and 14-day cooldown after first Reward Payment.</p></td></tr></tbody></table>

**Related Terms:** Section 4