---
title: "What is Instant Funding Lite?"
description: "Overview of Lite direct-access account."
url: https://help.finotivefunding.com/en/articles/847-what-is-instant-funding-lite
collection: "Choosing the Right Account"
updated: 2026-11-07
language: en
---

# What is Instant Funding Lite?

Overview of Lite direct-access account.

Instant Funding Lite is a simulated direct-access funded account with no Challenge Phase and no staged profit target.

It has a 70% initial Reward Split, can scale up to 85%, requires 5 Minimum Profitable Days where applicable, and has a 14-day cooldown after the first approved Reward Payment Request.

Lite has different drawdown parameters and the same core simulated account framework as other Finotive accounts.

**Related Terms:** Sections 4, 9, and 12