--- title: "What is the difference between Instant Funding Standard and Lite?" description: "Compares Standard and Lite features." url: https://help.finotivefunding.com/en/articles/848-what-is-the-difference-between-instant-funding-standard-and-lite collection: "Choosing the Right Account" updated: 2026-11-07 language: en --- # What is the difference between Instant Funding Standard and Lite? Compares Standard and Lite features.

FeatureInstant Funding StandardInstant Funding Lite
Challenge Phase	No	No
Minimum Profitable Days	0	5
Initial Reward Split	75%	70%
Maximum Reward Split through scaling	90%	85%
Cooldown after first approved Reward Payment	7 calendar days	14 calendar days
Minimum Reward Payment Request	1% of Initial Account Balance, no USD cap	1% of Initial Account Balance, no USD cap

**Related Terms:** Sections 4, 9, 12, and 7.21